ANNUITY PRODUCTS and RESOURCES
Annuities are one of the most reliable ways to help your clients secure their financial future. However, annuities come in all shapes and sizes. Some are tailored for income, some for future growth and others as a secure savings vehicle. We help make sense of the vast number of annuity solutions for savings, retirement and income planning needs.
Deferred Annuities – Declared Rates: Offer tax deffered fixed interest rates up to 10 years or even longer.
Deferred Annuities – Fixed Index Rates: Guaranteed minimum values plus the potential for growth informed by market conditions.
Multi-Year Guaranteed Annuity (MYGA): Alternatives to certificates of deposit. A guarnteed interest rate is applied to premiums paid for multiple years in a row. The tax benefit of an annuity with no exposure to stock or bond market risk.
Immediate Annuity (SPIA): Your client makes a single premium payment and then receives an immediate stream of income. The insurance company pays them a set amount each month for the rest of their live, the rest of their live and that of a named joint annuitant, or for a specified number of years. Only annuities can guarantee specified income no matter how long a client lives.
We offer licensed insurance agents a variety of tools and resources to help you better evaluate annuity carriers, products, features, and benefits. Our tools include:
- Annuity Rate Watch Search Engine
- Insight Illustration System®
- iPipeline Annuity Search Engine
- iPipeline Annuity Forms Engine
- CANNEX FIA Comparative Analysis
- CANNEX Income Annuity (SPIA) Quotes